On The Road 5 min read
Protection against the unthinkable
Onlia third-party insurance covers almost all aspects of injuring another person on the road.
Add (extra) third-party coverage to your policy
You hope to never use third-party coverage for as long as you drive. But you’ll be extra relieved to have it if you’re ever deemed at fault for injuring another person, directly or indirectly, in a collision. Third-party coverage also kicks in if you damage property during a collision, like replacing a fence you drove through.
Basic coverage includes $200K of mandatory third-party coverage. But if you’re using it, you’ll probably need more than that. Onlia makes it easy to get more and hold onto it for as long as you need it.
Think of third-party coverage as help in the absolute worst-case scenario; the odds of activating it are low, but anything more than a 0% chance is worth it when other people’s lives are on the line.
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Answer a few simple questions and in 3 minutes we’ll hook you up with your low rate.Buy online
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What Onlia's affordable car insurance covers
Our coverage covers your bases — everything that’s required to drive in Ontario comes standard in our car insurance policies.
*Mandatory coverage
Provides medical, rehab and funeral costs to you, your passengers and anyone else injured in a collision.
Covers your legal liability, even if you’re partially at fault for an accident.
Protects you on multiple fronts, like if you collide with an uninsured driver, or are a victim of a hit-and-run.
Helps pay to repair your car when you're deemed not at fault in a collision.
Helps repair or replace your car in the event you collide with another car or object.
Includes coverage for damage or loss due to fire, theft, vandalism, and more.
You’ll have access to a rental car while yours is being repaired or replaced.
If you or a family member is hurt in a collision caused by a driver who is underinsured, we'll cover the difference up to your policy limit.
Your premium won’t increase over a minor conviction.
Your premium won’t increase after your first at-fault accident.
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Bundle your car and home insurance to save even more
Want even cheaper insurance? Save up to 50% on home and up to 15% on car insurance when you bundle them.